Archive for the ‘personal finance’ Category

Business planning

When should one begin the planning for the sale of your business?

It has been said that that thought process should begin when you start your business. So Entrepreneurs, while in the initial throes and excitement of the planning stages of starting a new venture, it is also appropriate to broach the subject of exit strategy. Too often the daily process of running and growing the business… Click here to continue »

Read more »

Bored entrepreneur

Humans are meant to be easily dissatisfied.

In business world, humans are facing personal dilemmas and struggles on daily basis:

If you work for a boss, you wanted to quit and start your own business.

If you run your own business, you wanted to quit and work for a boss.

If you have a successful business, you wanted to start another one.

If you started another business,… Click here to continue »

Read more »

Retired entrepreneur

It seems that retirement is what most people are longing for. Many think that after a long 30-year or so tenure, moving to suburb or beach-side area is bliss and a dream come true.

I once envisioned my retirement to be that way, even as an entrepreneur. But not anymore.

Why I don’t want to retire

Retirement is no fun. I learned this from my father.

My… Click here to continue »

Read more »

Safety net

If you are downsized or made redundant, entrepreneurship can be your legitimate solution to fix your cash flow problems first and establish your business empire second – With scarce job opportunities that fit your resume and pay well today, you are left with limited choices.

However, if you are still in a good job that pays you well – regardless your passion for entrepreneurship – I suggest… Click here to continue »

Read more »

Intermediary money

Here is a working and proven idea that you can do as a part-time job or as a small business startup: Be an online intermediaries.

Intermediary, or middle man, is someone or a company that connect buyers and sellers, publishers and advertisers, or clients and service providers.

I know what you were thinking – Internet is said to make intermediary jobs obsolete. The premise is that with… Click here to continue »

Read more »

Pearl for sale

I contribute a weekly blog post for a website called Noobpreneur that reaches and provides valuable information to entrepreneurs. New entrepreneurs or “newbies” are the focus. My current business activities focus on the buying and selling of businesses. Most /many “new” entrepreneurs are in the exploration, startup or newly started stage of their business venture.

Where does selling a business enter into this paradigm? Everything seems… Click here to continue »

Read more »

Small business loan

The U.S. Small Business Administration is implementing a special, temporary loan program to help struggling American small businesses during these tough economic conditions. Referred to as an ARC loan.

Under authority provided in the American Recovery and Reinvestment Act (signed Feb. 17, 2009), SBA has designed a deferred-payment loan program to help small businesses make payments on existing debt.

Below is information to see if this… Click here to continue »

Read more »

End of the road?

The End Game

In the business world, your professional career, your job, what is your end game? Do you have a goal to “be done by the time I turn___ years old”? What is your goal? Starting a business and selling it for a very comfortable profit- is that your goal? Climbing the corporate ladder to the top- is that your goal? Putting a… Click here to continue »

Read more »

Pres. Obama is busy restructuring the financial systems, and that includes payday lending. The payday lending bill – already signed by some Governors and postponed by others – is basically proposed to protect borrowers from the well-known high interest rates of payday loans.

The payday lending bill is basically intended to restrict payday lending, by limiting payday loans that can be taken by a borrower, while… Click here to continue »

Read more »

Everybody wants to retire early. However, not many people envision what they would do after the retirement. Many people think that entering early retirement will give them more time with the family and more things to do the way they wanted.

While there are some truths to them, the reality is far from a happy ending.

My father is still working. He is 70 years old. And no,… Click here to continue »

Read more »

I would like to take the opportunity to review and recommend to you this magnificent book that personally adds new perspective in my career as an entrepreneur.

The book is titled The Flow of Time and Money: How to Create a Full and Prosperous Life, written by Lloyd Watts, PhD – a successful investor in real estate, stocks and intellectual property licensing that is also the Founder, Chairman… Click here to continue »

Read more »