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Posts Tagged ‘business funding’

How I Start a Business and Make Money with No Initial Investment



zero down payment

Nothing down

In business, the “we need money to make money” statement holds true to most of us. But for us bootstrapper, zero down is THE strategy for business funding.

Finding investors for your business start-up is challenging. To make matter worse, today’s economic turmoil limits our access to business funding. Some lucky start-ups could rake millions of dollar from investors. Some select few can even secure funding from… Click here to continue »

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Being cheap: It’s Not About Saving Money



bootstrapping

Frugality

This is a guest article by Patrick Jobin.

“I have a 40 page business plan. Now I need a bank loan.” These words are a sure sign that the business is going to fail. Unless you’re getting into the real-estate business, debt financing should only be sought as a last resort.

Instead, you should simplify your product or service down to its most basic elements, and look… Click here to continue »

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Finance Your Small Business with Credit Cards – A Smart Move?



Although financing your business with credit cards is a two-edged sword – it may sounds like a good idea or a risky business financing – many people turn to credit cards to finance their business.

One major advantage why people use credit cards financing is due to the ‘right’ combination of moderately high interest rate and the amount of credit card limit with no-collateral attached.

Why people use

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Business Credit Cards – A Wise Funding Source for Your Business?



In dire need of funding for your business? There are several funding sources to consider – and each has its own plus and minus.

  1. Financial institutions – Plus: most common, trusted source of funding. Minus: usually involves collaterals
  2. Family and friends – Plus: easy to get. Minus: putting long-term relationship at stake
  3. Loan sharks – Plus: the easiest to get. Minus: very high interest rate
  4. Credit cards

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