insurance

Are you running a business that relies on fleet of vehicles?

You should understand that the 2 most important factors in owning a fleet is vehicle tracking system and vehicle insurance protection.

It is undeniable that insurance is often being overlooked by fleet owners. Why? I understand one reason - tracking system directly related to company operation management, insurance don’t.

Fleet owners tend to treat insurance as a habit - if you have car, you have to insure it.

Surprisingly, not all fleet owners insuring their vehicles properly. Many of them also adopt pay-and-forget policy.

What really an eye opener is when there is an unfortunate event happens on one of your fleet vehicles - that is, when you want to file a claim to your insurance company partner.

You can tell the difference between proper insurance or not by trying to claim yours. Simply put, good insurers provide simple claim process. The bad ones don’t.

What a fleet owner should do

Simple - insure your fleet PROPERLY. Seek information on auto insurance companies regarding their reputation.

As a word of advice, an old and experienced insurance company, such as car insurance Quebec, in my experience, always command quality. No matter how attractive the offer of newer insurance companies, the older companies always offer the best value for money in term of reputation.

You should also seek insurance company that offer multi-vehicle discount - although most auto insurance company offer this, not all fleet owners actually take advantage of it.

Some would suggest you not to “put all eggs in one basket” policy on insurance to avoid protection and claim problems. I suggest you to do the other way. Pick the best of all, insure all your vehicles with them. This way, you can insure all your vehicles into one corporate account and enjoy the benefits - discounts and ease of insurance management.

Ivan Widjaya
Insure properly

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