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Missold PPI (Payment Protection Insurance Claims)

missold PPI

PPI claims

By Danny Chapman

The Financial Services Authority is being urged by consumer groups to crackdown on the financial institutions responsible for misselling PPI according to the Daily Mail. Missold PPI is the current biggest problem for the FSA, who have held further consultations on the matters in hand. It is clear the banks are lobbying the FSA for concessions as they try to reduce their liability for missold PPI, with PPI claims being a growing area of disgruntled…

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The Greatest Accomplishment of Health Care Reform

health care reform

Health care reform

The recent barrage of political posturing over Health Care Reform has been a blessing. Finally, the American people understand how abusive the elected officials have been with our trust. With an administration touting transparency, back room deals and Chicago politics have no place upon the American ideals we were founded.

Disgusting would be an understatement. My idea of an elected official is not for them to say what they think I want to hear and then vote…

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We Suck Less

We suck less

We suck less

Back in 1985 I was working for (a Texas based Technology company ). We were bidding on a very large multi-million dollar computer based project for the Los Angeles Unified School District (LAUSD). Part of the bidding process involved all us potential vendors travelling via buses throughout the Los Angeles area viewing a dozen of the 700+ schools that would potentially buy and use our systems. While driving thru the various areas of LA I had seen white…

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The Search for Start-Up Capital: Entrepreneurs Should Investigate Royalty Based Financing

crown

Royalty Based Financing

Entrepreneurs in search of investment capital walk a financial tightwire.

In traditional angel investment or venture capital circles, the give-and-take is relatively clear: The entrepreneur cedes equity in exchange for much-needed capital. That can still prove a bitter pill for some small business owners, frustrated by the valuation debate or worried about losing control of their dream.

That’s why entrepreneurs should take note of an investment model beginning to pick up steam:…

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Working Capital – Where’s The Cash?

working capital

Working capital

Remember the Wendy’s fast food chain tagline, “Where’s the Beef?” Buyers ask, “Where’s The Cash?”

Working capital is essential to operating a successful business. There must be free flowing cash to pay the bills. Simply stated, CASH makes the economy function and credit is the great (cash) enhancer!

Buyers, sellers, business brokers and other professionals need to not only understand working capital, but know how to leverage it to close more deals.

Most accountants agree that the definition…

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How to Brand Your Business Email Communication Like a Pro on a Shoestring Budget

email communication

Email in a box

Small business owners are experts in minimising costs and maximising results. In your business email communications, using the right software can help you boost your sales and business branding on a shoestring budget.

Other than a Webpreneur, I am also a Web and Graphic Designer. I do understand that in order to succeed, small businesses need to brand themselves properly.

Creating poor company logo will destroy your business branding. Setting up a…

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5 Reasons You Should Consider Selling Your Business in 2010

sell a business

Sell a business

The 2010 new year brings with it the time when business owners review their strategic plan and business goals. Many of the owners we talk to are wondering if this is the year to consider selling the business.  There are five specific reasons why it would make sense to sell in 2010.

There are many factors that determine best timing for selling a small business — the financial condition of the company, valuation, growth cycle, profit history, and…

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Why Surety Bonds Can Prove Crucial for Start-Ups

Surety Bonds

Start-Ups and Surety Bonds

Entrepreneurs generally have a mile-long checklist in the build up to launching their new venture.

But one item in particular routinely fails to make the cut: Surety bonds. And that can prove a painful omission depending on your industry and your overall financial profile.

In short, surety bonds are like a form of credit.  For many entrepreneurs, surety bonds will be a key part of the state licensing process. Posting a…

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Start or Buy a Green Business: Measure Twice – Cut Once

green jobs

green jobs for green business

I believe  a disconnect exist between all the news media exposure regarding the “green movement”, “green jobs”  and the actual mindset of most small business owners and entrepreneurs.   It is no doubt that “green” has become one of the more reported on phenomenon over the last couple of years.  The  US election had strong ties to green promises  and  future jobs.  This mantra has created general optimism.  One of the most…

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Venture Capital Opportunities for Small Businesses

venture capital opportunities

venture capital

Counted among the nation’s most powerful homegrown companies, AOL, FedEx, Intel and Apple all share another common bond: These multibillion-dollar companies each started thanks to venture capital fostered by the U.S. Small Business Administration.

Today, each of those companies generates more than $30 billion in annual revenue. But in the early going, they all turned to small-business funding to get off the ground.

An injection of capital from a Small Business Investment Company fueled the rise of these…

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2010 Small Business Global Outlook

Small business 2010

Small business 2010

Will small business and the topics surrounding it hot in 2010? According to Google Insights, global interest of search engine users on small business topics is declining – less competition for you and me, perhaps?

If you haven’t tried to use Google Insights, you should try now – the Google tool can give you enough insights (hence the name) on the topic or keywords you specify.

In my case, I would like to…

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