Accidents happen, and most of the times, the impact is enormous to your personal and professional life. Getting insured can offer some protection, but obviously it’s something you don’t want to claim. Nevertheless, when the unexpected happen, you are already well-prepared with a disability insurance – you can make your disability claim. Unfortunately, making an insurance claim is always a challenging task, and this is also true for disability claim.

Man using his wheelchair

If you have filed for disability insurance and you have just recently discovered that your claim has been denied, you might not know what to do. However, it is important to make sure that you are not just calling it quits at that point. The main reason for this is that you still have a very good chance of receiving the disability insurance that you deserve. After all, there are a lot of disability claims that are denied when they are first submitted to the state.

So, what options do you have?

Contact A Lawyer

Contacting someone for legal assistance, such as the HSH lawyers, you will be one step closer to finally getting an approval for a disability claim. Once you contact a skilled lawyer, you will find that the process will move fairly quickly. The first thing that will be done is the asking of a lot of questions. The lawyer will take all of the answers to those questions and the previous claim paperwork and use all of that to file an appeal to the state.

Keep Up With Your Appointments

Once you are first denied for your disability insurance payments, you might find yourself a little discouraged. After all, you might have worked hard to make sure that you have made your story clear so it is well understand by those in charge of making the decisions regarding claims.

While you are awaiting for the appeal process, you are going to want to push those feelings aside and make sure that you are keeping up with all of your doctor appointments. Remember, the new decision makers are going to look at not just your previous medical records, but all of your new records up to that point.

File Your Appeal Immediately

The last thing you want to do is to wait too long for the filing of your disability insurance claim appeal. You only have a limited amount of time to file your appeal so you want to make sure that you are taking action the moment you realize that your initial disability insurance claim denied. This way, your lawyer will have plenty of time to work on your case and file all of the appropriate paperwork.

As you can see, there is a lot to do and think about. The sooner you start taking action, the sooner you should finally have the disability insurance that you deserve.